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Manufactured Home and Land Packages: The Best of Both Worlds

Manufactured Home and Land Packages: The Best of Both Worlds

March 4, 2024

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Many of our customers are looking for both a new home and land to place it on. Luckily, manufactured home and land packages make this process easy and convenient in the financing process. Our guide helps answer any questions you may have about these packages, how they work, and if one is right for you!

What Is a Home and Land Package?

Home and land packages combine a house and property into one convenient package for purchase. Rather than making the land and home two separate investments and processes, the same loan, down payment, interest rate, and closing fees are applied to both the home and the property. 

Can I Finance a Land and Home Package?

Yes! While you can pay in full for these packages like any other housing purchase, the benefit of a manufactured home and land package is that you only need one loan for both. When paying your monthly mortgage, a land and home package allows for one payment to go towards both the house you’re in and the land your home is on. If you’re in the market for a manufactured home, land to place it on, and want to finance, we would suggest getting a package deal so you can streamline your payments and reduce the number of loans in your name.

Want to see how much you can save when you package your land and home together with Prestige? 

How Do Home and Land Packages Work?

When you decide to package your manufactured home and property together, the process will include the following steps: 

  • You’ll first get a preapproval to see what best works within your budget. You can usually do this at a manufactured home’s sales office or online
  • Next, it’s time to choose your future home and property! Manufactured home sellers, like Prestige, offer model centers so you can see exactly what your future home will look like. You can search for the perfect land for your new home using platforms such as Zillow,, or LandWatch. If you already own land or have land picked out, that’s also great! Our team will work with whatever land you’ve selected to make your package custom to your needs. 
  • Once everything is selected, the landowner or realtor will work with you and the home seller to submit the land’s sale contract to the lender. 
  • With all the pieces in place, the land and home will both be on the same loan at closing, and the building and site construction process will begin!

If you have any questions, our Prestige team will provide answers to your questions or point you in the right direction throughout this process! 

Is a Home and Land Package Right for Me?

A home and land package is a very convenient option, but it isn’t for everyone. Here are a few cases where a combined package may not be the right choice for you: 

  • If you’re looking to live in a manufactured home community—whether it’s a retirement community or a family-oriented community—you likely don’t need land included in your purchase. 
  • If you already own the property you want a manufactured home on, there’s no need to package land in your sale, unless you want to use your land equity as your down payment.

If you’re sure you want your own land and a new home, then a home and land package is a great, easy option for you and your family.

Does Prestige Offer Home and Land Packages?

Yes, our team at Prestige Home Centers offers home and land packages with our customizable, high-quality manufactured homes! Our home and land packages include the options for FHA, VA, USDA, and conventional loans so you can find financing that works best for you.

Learn How Prestige Can Help You with Manufactured Home and Land Packages

Buying a new home doesn’t have to be complicated. Prestige makes finding your future manufactured home easy! Our home and land packages combined with our customizable floor plans ensure you find your dream home at the perfect price. Get in touch with our team today to learn more about how our land and home packages can help you find your future dream house!

Notice: Across the country, the construction industry, and particularly the home building industry, is experiencing unprecedented supply and demand issues. Labor and materials are in short supply and being priced higher and higher. This is causing reduced production, unanticipated building delays, and unpredictable pricing of materials and homes. With the elevated material costs and delayed turnaround time on building homes, home prices are likely to change now to home completion. Our team is doing everything we can to inform our customers of this pricing and get them into their homes swiftly. We appreciate your continued patience.